Plans and billing

Your plan

abacova has four plans: Free, which needs no card, and three paid ones. Paid plans are billed monthly or yearly, and yearly works out cheaper.

What a plan changes

Your plan decides how many accounts and monthly transactions you can have, how many people can share an organization, and whether budgets, reports and your portfolio are available. It also sets the size of your monthly AI allowances. The connector for your own AI app is available on Pro only.

What the Free plan includes

Free is for one person in one organization. It allows 200 transactions dated in the current calendar month and 10,000 transactions in total. Recording older history doesn't use up the current month's allowance. Other plans have no limit on either. Free also includes ten assistant questions, ten document scans and ten dictations a month.

When you reach a limit

If you hit a limit on something your plan does include, abacova tells you at that moment and offers an upgrade. Something your plan doesn't include at all simply isn't offered.

One plan, several organizations

A paid plan covers every organization owned by the person who pays for it, including any they create later. Its allowances are shared across those organizations, so 10 accounts means 10 in total. The number of people who can join is still counted per organization. A limit that's shared says so when you reach it, because an organization with only a few accounts can be at the limit through your other organizations.

Billing

You manage a subscription from the organization it was bought from. The other organizations it covers show this on their billing screen, with a link to that organization and the shared usage.

Your invoices

The billing screen lists your invoices, payments and credit notes, each with a PDF you can download. You also get a receipt for each payment, in the app and by email. If you need an invoice again, abacova support can resend it, including to your accountant, who doesn't need an account to open it. A refund comes with its own rectifying invoice, which is numbered separately.

abacova's invoices follow Spain's VERI*FACTU rules. In the invoice list, VERI*FACTU means the Spanish Tax Agency has registered the invoice, and pending registration means it will shortly; the invoice is already valid either way. A PDF is the document as issued, so it doesn't show whether it's been paid. The list does.

Change plan

Use Change plan to move to a different plan.

Upgrades, downgrades and yearly billing

Upgrades, downgrades and moving between monthly and yearly billing are all self-service and prorated. If you move down a plan, abacova warns you when the organizations it covers would together be over the new plan's limits.

If you cancel

The billing screen shows what would be over the limits before you cancel. Once the paid period ends, every organization you own moves to Free and they share its limits. Nothing is deleted or locked. Everything stays viewable, editable and exportable, but adding new things is paused while you're over a limit, and a banner in each organization says so. If you change your mind, you can subscribe again from Change plan.